[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.drbz.cz\/setrete-prubezne-penize\/#Article","mainEntityOfPage":"https:\/\/www.drbz.cz\/setrete-prubezne-penize\/","headline":"\u0160et\u0159ete pr\u016fb\u011b\u017en\u011b pen\u00edze","name":"\u0160et\u0159ete pr\u016fb\u011b\u017en\u011b pen\u00edze","description":"Ze v\u0161ech r\u016fzn\u00fdch zdroj\u016f sly\u0161\u00edme, \u017ee bychom m\u011bli pr\u016fb\u011b\u017en\u011b \u0161et\u0159it. Je toti\u017e d\u016fle\u017eit\u00e9 m\u00edt jistou finan\u010dn\u00ed rezervu pro r\u016fzn\u00e9 p\u0159\u00edpady, proto\u017ee se m\u016f\u017ee opravdu hodit. \u0160et\u0159ete pr\u016fb\u011b\u017en\u011b pen\u00edze P\u0159\u00edpad nouze Finan\u010dn\u00ed gramotnost je v \u017eivot\u011b kl\u00ed\u010dov\u00e1, proto\u017ee pen\u00edze n\u00e1s doprov\u00e1z\u00ed st\u00e1le, p\u0159i\u010dem\u017e bez nich by to rozhodn\u011b ne\u0161lo. Um\u011bt s nimi pracovat nemus\u00ed b\u00fdt a\u017e […]","datePublished":"2020-07-16","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.drbz.cz\/author\/#Person","name":"drbz.cz\n","url":"https:\/\/www.drbz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"drbz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/drbz.cz\/wp-content\/uploads\/platebn%C3%AD%20karta_7.jpg","url":"https:\/\/drbz.cz\/wp-content\/uploads\/platebn%C3%AD%20karta_7.jpg","height":"","width":""},"url":"https:\/\/www.drbz.cz\/setrete-prubezne-penize\/","about":["Neza\u0159azen\u00e9"],"wordCount":516,"articleBody":"      Ze v\u0161ech r\u016fzn\u00fdch zdroj\u016f sly\u0161\u00edme, \u017ee bychom m\u011bli pr\u016fb\u011b\u017en\u011b \u0161et\u0159it. Je toti\u017e d\u016fle\u017eit\u00e9 m\u00edt jistou finan\u010dn\u00ed rezervu pro r\u016fzn\u00e9 p\u0159\u00edpady, proto\u017ee se m\u016f\u017ee opravdu hodit.\u0160et\u0159ete pr\u016fb\u011b\u017en\u011b pen\u00edzeP\u0159\u00edpad nouzeFinan\u010dn\u00ed gramotnost je v \u017eivot\u011b kl\u00ed\u010dov\u00e1, proto\u017ee pen\u00edze n\u00e1s doprov\u00e1z\u00ed st\u00e1le, p\u0159i\u010dem\u017e bez nich by to rozhodn\u011b ne\u0161lo. Um\u011bt s nimi pracovat nemus\u00ed b\u00fdt a\u017e tak jednoduch\u00e9, jak se m\u016f\u017ee zd\u00e1t. Spr\u00e1vn\u00fdm hospoda\u0159en\u00edm pokryjeme v\u0161echny n\u00e1klady, a je\u0161t\u011b n\u00e1m n\u011bco zbyde na z\u00e1bavu a spo\u0159en\u00ed. Sami jist\u011b dob\u0159e v\u00edte, kolik za m\u011bs\u00edc vyd\u011bl\u00e1te a jak\u00e1 je Va\u0161e bilance na konci m\u011bs\u00edce. Ide\u00e1ln\u00ed je sna\u017eit se sn\u00ed\u017eit n\u00e1klady, abychom mohli ur\u010ditou \u010d\u00e1st v\u00fdplaty d\u00e1vat postupn\u011b do spo\u0159en\u00ed a tak\u00e9 \u0161et\u0159it n\u011bco bokem. K \u010demu je finan\u010dn\u00ed rezerva dobr\u00e1? Ka\u017ed\u00e9ho z n\u00e1s m\u016f\u017ee potkat n\u011bjak\u00fd neo\u010dek\u00e1van\u00fd v\u00fddaj, co\u017e je t\u0159eba rozbit\u00e1 pra\u010dka, p\u0159i\u010dem\u017e se n\u00e1m toho, jak naschv\u00e1l m\u016f\u017ee sej\u00edt v\u00edce najednou. Bez n\u011bkter\u00fdch v\u011bc\u00ed se neobejdeme, a proto pr\u00e1v\u011b m\u016f\u017eeme s\u00e1hnout do finan\u010dn\u00ed rezervy. Je dobr\u00e9 so ji nastavit ve v\u00fd\u0161i n\u011bkolika m\u011bs\u00ed\u010dn\u00edch plat\u016f, proto\u017ee n\u00e1s m\u016f\u017eou i vyhodit z pr\u00e1ce a ne\u017e si n\u011bjakou najdeme, tak to potrv\u00e1 jistou dobu, ale mezi t\u00edm mus\u00edme st\u00e1le platit v\u00fddaje.\u0160et\u0159it se d\u00e1 r\u016fzn\u011bN\u011bkte\u0159\u00ed lid\u00e9 \u017eij\u00ed od v\u00fdplaty k v\u00fdplat\u011b, ov\u0161em jin\u00ed cht\u011bj\u00ed m\u00edt v\u011bt\u0161\u00ed jistotu, a proto dbaj\u00ed na rozpo\u010dtu dom\u00e1cnosti a sna\u017e\u00ed se sni\u017eovat v\u00fddaje, co\u017e lze zajistit r\u016fzn\u00fdmi zp\u016fsoby. Jak na \u0161et\u0159en\u00ed? D\u016fle\u017eit\u00e9 je si \u0159\u00edct jde se \u0161et\u0159it Fahd a opravdu na tom pracovat. Z\u00e1le\u017e\u00ed na tom, v jak\u00e9 jsme zrovna finan\u010dn\u00ed situaci, proto\u017ee n\u011bkdo pot\u0159ebuje co nejv\u00edce v sou\u010dasn\u00e9 dob\u011b sn\u00ed\u017eit v\u00fddaje a jin\u00e9mu jde zase o dlouhodob\u011bj\u0161\u00ed \u00fa\u010dinek, kdy oby\u010dejn\u00e9 polo\u017eky v hospoda\u0159en\u00ed z\u016fstanou. Velkou \u010d\u00e1st rozpo\u010dtu zaberou potraviny a drog\u00e9rie, kdy se vyplat\u00ed nakupovat v levn\u00fdch obchodech a d\u00edvat se na slevy, proto\u017ee ty jsou n\u011bkdy opravdu znateln\u00e9, a naopak nekupovat zbyte\u010dn\u00e9 v\u011bci. Drogerii a potraviny s dlouhou trvanlivost\u00ed m\u016f\u017eeme koupit klidn\u011b ve v\u011bt\u0161\u00edm mno\u017estv\u00ed, kdy\u017e bude za dobrou cenu. Dobr\u00fd je tak\u00e9 trik s placen\u00edm bankovkami a mincemi, proto\u017ee je to hmatateln\u00e9 platidlo, kter\u00e9mu p\u0159ikl\u00e1d\u00e1me v\u011bt\u0161\u00ed hodnotu ne\u017e \u010d\u00edsla na \u00fa\u010dtu. Naopak kdy\u017e n\u00e1m n\u011bco doma p\u0159eb\u00fdv\u00e1, tak to m\u016f\u017eete d\u00e1t na internetov\u00fd bazar.                                                                                                                                                                                                                                                                                                                                                                                           4.6\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0160et\u0159ete pr\u016fb\u011b\u017en\u011b pen\u00edze","item":"https:\/\/www.drbz.cz\/setrete-prubezne-penize\/#breadcrumbitem"}]}]